Solved UPSC CDS/OTA Question
A solved UPSC CDS/OTA PYQ — decoded step-by-step.
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Q · InstallmentsDifficult · 45s
₹3,80,000 loan: EMI fixed using 9.25% p.a. for 36 months. After 18 EMIs, rate rises to 11.75% p.a. but EMI remains the same. Find **outstanding after 36th**.
TopicInstallments
Question Typemultiple choice
DifficultyDifficult
Marking+1 / −0.33
Test Duration30 min
Step-by-Step Solution
The complete worked solution.
Every step explained — no skipped algebra.
Compute B₁₈ at r₁; evolve 18 months at r₂ with same EMI ⇒ Balance ≈ ₹4587.80.
Final Answer: Option A — ₹4587.80